Joined in 2023 
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63 About this deal
It has guide questions to help you explore and establish your goals, as well as a plan for how to accomplish them. Losses” means any and all damages, claims, fines, penalties, deficiencies, losses, liabilities (including settlements and judgments), costs and expenses (including interest, court costs, reasonable fees and expenses of lawyers, accountants and other experts and professionals or other reasonable fees and expenses of litigation or other proceedings or of any claim, default or assessment), including, without limitation, indirect, incidental, special, punitive or consequential losses or damages, loss of profits, loss of revenue, loss of business opportunities, or any other foreseeable or unforeseeable loss resulting directly or indirectly out of the Terms, Insights or the Services provided to you, even if CIBC was advised of the possibility of damages or was negligent. Online Banking” means the online banking service offered by CIBC that allows you to view information and conduct transactions after Sign-In Credential authentication and includes access through Mobile Banking.
Except for residents of Quebec: (a) the Terms are governed and interpreted in accordance with the laws of the province of Ontario and the applicable laws of Canada; and (b) you agree to submit to and be bound by those laws and the courts of Ontario in the event of any dispute relating to the Terms. The Services, CIBC Smart Planner and Insights may not be accessible at all times. In addition, functionality, features content or information may change, and may not always be available. With or without prior notice, we may terminate your access to CIBC Smart Planner, Insights and/or the Services at any time and for any reason including, but not limited to, if you breach the Terms, if you use Insights and/or the Services for any unauthorized or illegal purposes or you use Insights and/or the Services in a manner inconsistent with any procedures or instructions we establish from time to time, in which case the Terms will continue to apply in respect of past access. We will not be responsible for any loss or inconvenience that may result in such suspension or termination.For the purposes of this Section, “CIBC” means CIBC and its agents, contractors, distributors, channel partners and associated service providers, and each of their subsidiaries. All the parties listed in the preceding sentence are third-party beneficiaries of this Section. The provisions set out in this Section shall survive termination of the Terms. Except as provided in the EAA or as required by applicable law, we will not be liable to you for any Losses arising from Insights and/or the Services which include, but are not limited to: (i) unsecured communication being inaccurate, intercepted, reviewed or altered by others, or not received by you, (ii) any delay or inability to access the Services, regardless of the cause of action, including negligence, even if we are advised of the possibility of damages, (iii) your failure to receive or view any communication that has been presented to you, or (iv) your failure to fulfill any of your obligations under the Terms, or to comply with any instructions we may provide to you from time to time. We are providing you with CIBC Smart Planner, Insights and the Services on an “as is” and “as available” basis and do not make any representations or provide any warranties concerning them. Without limiting the foregoing, we expressly disclaim all warranties, with respect to CIBC Smart Planner, Insights and/or the Services. No advice or information obtained by you from us through or from CIBC Smart Planner, Insights and/or the Services will create any warranty not expressly stated in the Terms. We do not provide tax, legal, or investment advice, or investment brokerage services through Insights or the Services, and you may not rely on it for any such purpose. You are responsible for your choices in using any recommendations made in conjunction with CIBC Smart Planner, Insights, the Services or Account Information. Jeg havde behov for et mere effektivt værktøj til at oprette vagtplaner. Det skulle desuden være nemt for mine medarbejdere at få overblik over vagtplanen." For at kunne lave min vagtplan hurtigere og ikke være låst i et excel ark som jeg tidligere har brugt. Det er meget nemt og overskueligt"
This elegant template might be what you need for goal setting if you love the color gray. It is intended for use in a team setting, but it can also be tweaked for personal use.
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Services” means the features, various tools and functionality set out in the Services Section of the Terms and include CIBC Smart Planner, Insights and other financial tools that we may make available through CIBC Mobile Banking and CIBC Banking Centres. month planners run from July to December of the following year. This academic format is extremely useful for students and teachers, but also for anyone who likes to start afresh mid-year and plan further into the future.
Visualize how it will look when you’ve achieved your goal. Set a target date for when the goal has been achieved. Remember to take note of the actual date when you’ve accomplished your goal. Final Thoughts You” and “your” means the person who is using CIBC Smart Planner, Insights, Services or other financial tools we make available from time to time. Canadian Imperial Bank of Commerce (referred to also as “CIBC”, “we”, “us” and “our”) are offering you financial tools, such as CIBC Smart Planner, Insights and other tools, which we refer to as Services, to help you manage your finances and plan your financial goals. Your access to and use of the Services is governed by these terms so please read them carefully. Please see Section 11 - Definitions for any capitalized terms not otherwise defined. To the extent that a definition in the Terms conflicts with a definition in the EAA, the two definitions shall be read together, failing which the definition(s) in the Terms shall govern. If you wish to terminate Insights, please turn off Insights on your Settings screen in Mobile Banking.Two key Services currently provided include CIBC Smart Planner and Insights. We will also provide more budgeting tools and other financial advice tools as our Services evolve.
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